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English Programs for Internationals


There are many banks located very close to campus. These banks know how to help and support international students studying at the university. The following section contains information to help you better understand the banking system in the US.

Some local bank addresses:

  • Bank of America 1301 Gervais Street (located on the corner of Sumter St. and Gervais St.)
  • NBSC 1311 Pendleton Street (located on the corner of Sumter St. and Pendleton St.)
  • Wells Fargo 930 Assembly Street (located on the corner of Pendleton St. and Assembly St.)

Click here to see a map of all banks near campus:


Check Cashing and Checking Accounts:

It is helpful for you to have a checking account with a bank near the campus. Do not carry a large amount of cash money around with you!

Once you have opened a checking account, you may cash your checks at that bank and use checks to pay for your expenses. To open an account you will need your passport, your I-20 or DS-2019, your I-94, and your money when you open an account.

Make sure you clearly understand how to keep a checking account before you begin writing checks. If you write a check and there is not enough money in your account, you will have to pay an extra penalty fee.

You will receive an ATM card that you can use at various ATM machines. This card can be used to get cash instead of going to the bank. Make sure you use the machines that have your bank's name written on them. When you use an ATM machine that does not belong to your bank, you will have to pay additional charges. There are several ATM machines located behind the Russell House and around campus.



Your balance is the amount of money you have in your checking account. 

When you take cash out of your checking account or you write a check, this is called a withdrawal. You subtract the amount of your withdrawal from your balance.

When you add money to your checking account, this is called a deposit. You “make a deposit” when you add money to your account.

When you cash a check or deposit a check, you must endorse the back of the check. This means you sign the back of the check with your signature. Never sign your check unless you are at the bank because if you lose a check that has already been signed someone else may cash the check.

A check is a written order directing a bank to pay money as instructed.  Always have your passport with you as identification when writing checks. You will receive your personal checks within two weeks from the day you order them from the bank. Please refer to the following website to learn more about how to write a check:

Temporary checks:
These are the checks that the bank gives you to use until your receive your checks with your name and address printed on them. EPI will accept these checks; however, some places will not because your name and address are not printed on the check.

ATM card:
ATM stands for “Automated Teller Machine”. When you open an account you will receive an ATM card to use at ATM machines. This card allows you to take cash (withdraw cash) from the machine. The cash that you receive out of the money machine is directly taken out of your checking account.

PIN Number:
In order to use an ATM Card, you will need a PIN number. This number allows you to access your checking account. The bank will give you a code your pin number; It is very important that you do not give your pin number to anyone. Do not forget to subtract the cash that you take out of the ATM machine from your bank account register so that your balance is always correct.

Cashier’s check or money order:
If some places do not accept checks or cash, you may get a cashier’s check or money order from the bank for a small fee.

Bank Account Register:
This is the register at the front of your check book in which you record every check written, every deposit made, and every ATM withdrawal. It is necessary to record all of these in order to know your checking balance.