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English Programs for Internationals


Paying for Health Services

Medical care in the U.S. can be very expensive. A single visit to a hospital emergency room for a simple medical problem can cost several thousand dollars, and hospitalization can cost thousands more.

IN THE UNITED STATES, PEOPLE SOMETIMES HAVE TO PAY A FEE EVEN IF THEY HAVE INSURANCE. THIS IS CALLED A CO-PAY. BE PREPARED TO PAY WHENEVER YOU VISIT A DOCTOR.

Always keep receipts and paperwork you receive from the doctor. If you do have insurance, you may need to submit a claim for reimbursement. EPI Student Services staff will be happy to help you file a claim with your insurance company.

Below are a list of situations regarding payment for health services:

At the Student Health Center

  • Physician services are provided at no charge to EPI students.
  • All students are charged for laboratory, X-ray, and other services, including medicine. If you have the EPI insurance, the Health Center will file a claim for your charges. If you have other insurance, you must pay the Health Center and they will help you file a claim with your insurance company for reimbursement.

At Hospitals and Doctors’ offices

  • Students are responsible for payment of all charges for medical care provided by local hospitals, private doctors, or other off-campus health care providers.
  • It is recommended students discuss charges and fees with the hospital or doctor before agreeing to undergo treatment or have tests or procedures performed.
  • EPI students have medical insurance that will pay for a portion of the off-campus medical expenses.

For Emergency Services

The student is responsible for payment of charges of ambulances, other transportation, and medical care provided by local hospital emergency rooms or other off-campus health care providers. Your EPI medical insurance will pay for some of these expenses, but not all.